How to Purchase Personal Travel Allowance and Business Travel Allowance from Zenith Bank Nigeria

Are you interested in buying PTA or BTA for your personal needs or business? Then you need to follow stipulated CBN guidelines and rules.
Once you fulfill the required guidelines the bank would provide the facility. The procedure is similar in most commercial banks in Nigeria.
Here is how to purchase personal travel allowance and business travel allowance from Zenith bank. You can purchase from any Zenith bank branch subject to the central bank of Nigeria guidelines.
Business Travel
How to Buy PTA and BTA
Age Verification and Nationality Authentication
There are age restrictions to the purchase of the facility. The applicant should be at least 18 years and above. The applicant should be a Nigeria and holder of a Nigerian international passport.
Bank Account
The applicant must operate an active Zenith bank account. They should also have the bank verification number BVN.
Travel Flight
The travel flight must originate from Nigeria and involve no less than 5 hours flight time. The travel departure date must be less than 14 days from the day of purchase.
How Much Personal Travel Allowances
The next question is how much travel allowance. Zenith bank offers a maxim on personal travel allowance at $4,000.00 per quarter. If you want a business travel allowance it is capped at $5,000.00
Visa Requirements
To access the facility the individual must present a Nigerian passport with valid visa of the country of destination.
Guidelines to Purchase PTA and BTA (Applicable to all Zenith bank branches)
  • The applicant must be 18 years of age and above
  • The applicant must have an active Zenith bank account
  • Applicant must have a bank verification number
  • The applicant must hold a Nigerian international passport
  • The departure date must be less than 14 days from day of purchase
  • The flight must originate from Nigeria and have no less than 5 hours flight time
  • PTA purchase cap is $4000.00 per quarter
  • BTA purchase cap is $5000.00
  • Applicant must present a valid visa of country of destination
  • Choose between short term and long term loans 
  • Documents to secure term loans


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